Received an insurance non-renewal notice claiming your 12-year-old roof is an uninsurable liability? Don’t panic—and don’t pay for an unnecessary replacement. Under Florida Statute § 627.7011, insurers cannot legally drop your policy solely due to roof age if your roof is under 15 years old. Learn your statutory policyholder rights, how the 5-year useful life inspection exemption works, and the exact step-by-step defense plan to protect your home.
